


{"id":6913,"date":"2019-06-18T10:00:19","date_gmt":"2019-06-18T10:00:19","guid":{"rendered":"https:\/\/www.voxelgroup.net\/blog\/puntos-debiles-de-los-pagos-electronicos-b2b-en-la-industria-turistica"},"modified":"2021-03-29T16:29:09","modified_gmt":"2021-03-29T15:29:09","slug":"puntos-debiles-de-los-pagos-electronicos-b2b-en-la-industria-turistica","status":"publish","type":"post","link":"https:\/\/www.voxelgroup.net\/blog\/puntos-debiles-de-los-pagos-electronicos-b2b-en-la-industria-turistica\/","title":{"rendered":"Puntos d\u00e9biles de los pagos electr\u00f3nicos B2B en la industria tur\u00edstica"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Tiempo de lectura:<\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">minutos<\/span><\/span>[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]<span style=\"font-weight: 400;\">Actualmente, <\/span><b>la industria tur\u00edstica es una de las m\u00e1s importantes del mundo<\/b><span style=\"font-weight: 400;\">. Seg\u00fan la OMT (Organizaci\u00f3n Mundial del Turismo), el turismo ha crecido un 4% anual durante ocho a\u00f1os consecutivos, siendo el tercer mayor sector a nivel mundial. En el a\u00f1o 2017, el turismo internacional registr\u00f3 1.340 mil millones de d\u00f3lares. Solo en Espa\u00f1a, segundo pa\u00eds con m\u00e1s ingresos por el turismo en el a\u00f1o 2017, la cifra llegaba a los 68 mil millones de d\u00f3lares. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aunque el volumen de la industria no ha parado de crecer, muchos de los <\/span><b>procesos diarios administrativos de las empresas del sector se han quedado obsoletos<\/b><span style=\"font-weight: 400;\">. Un ejemplo lo pod\u00edamos ver en la gesti\u00f3n de los procesos de facturaci\u00f3n, en la que los procesos manuales y de reconciliaci\u00f3n dificultaban el trabajo y alteraban los flujos de caja y donde, hoy en d\u00eda, la <\/span><a href=\"https:\/\/www.voxelgroup.net\/blog\/los-beneficios-de-la-factura-electronica-en-el-sector-turistico\/\"><span style=\"font-weight: 400;\">facturaci\u00f3n electr\u00f3nica<\/span><\/a><span style=\"font-weight: 400;\"> ha digitalizado y optimizado el sistema. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Actualmente, uno de los principales puntos d\u00e9biles de la industria lo encontramos en los <\/span><b>pagos electr\u00f3nicos B2B<\/b><span style=\"font-weight: 400;\">, donde no existe un canal de pago espec\u00edfico para las necesidades del sector que aporte innovaci\u00f3n, agilidad y seguridad. Adem\u00e1s, la multitud de actores implicados dificulta la creaci\u00f3n de un flujo de caja seguro y sin interrupciones. <\/span><\/p>\n<h4><b>M\u00e9todos de pago B2B y sus flaquezas <\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u00c9stos son algunos de los puntos d\u00e9biles de los procesos de pago entre empresas que actualmente se observan en la industria tur\u00edstica: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Transmisi\u00f3n de tarjetas de cr\u00e9dito a trav\u00e9s de medios obsoletos<\/b><span style=\"font-weight: 400;\">, como el fax. Esto comporta un incremento de los procesos manuales, posibles errores de conexi\u00f3n y el no cumplimiento de las normas de seguridad PCI.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Costes administrativos<\/b><span style=\"font-weight: 400;\">: muchas tarjetas son procesadas manualmente, incrementando las posibilidades de errores manuales y disputas. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Comisiones<\/b><span style=\"font-weight: 400;\">: las tarjetas de cr\u00e9dito pueden comportar comisiones de procesamientos de entre el 2-3%, comisiones de conversi\u00f3n o comisiones internacionales. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Incidencias a la hora de cobrar una tarjeta de cr\u00e9dito<\/b><span style=\"font-weight: 400;\">: olvidarse o cargar cantidades err\u00f3neas pueden representar hasta un 2% de p\u00e9rdidas en algunas ocasiones. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Costes adicionales ad-hoc<\/b><span style=\"font-weight: 400;\">: costes administrativos inesperados por procesar ciertas tarjetas de cr\u00e9dito, que pueden disparar la comisi\u00f3n final hasta un 10%. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Billback<\/b><span style=\"font-weight: 400;\">: retorno o anulaciones de facturas que afectan al flujo de caja de las empresas. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Oferta de divisas limitada<\/b><span style=\"font-weight: 400;\">: los emisores de tarjetas de cr\u00e9dito suelen tener un n\u00famero muy limitado de divisas que comportan comisiones extras de conversi\u00f3n o internacionales para el receptor. <\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Teniendo en cuenta esta situaci\u00f3n, <\/span><b>HEDNA, con la participaci\u00f3n de Voxel Group y m\u00e1s de 50 empresas del sector, han creado la <\/b><a href=\"https:\/\/www.youtube.com\/watch?v=fIWMqROjGsY\"><b>OPA<\/b> <\/a><span style=\"font-weight: 400;\">(Open Payment Alliance), con el objetivo de instaurar un est\u00e1ndar de pago que optimice los procesos y m\u00e9todos de pago entre empresas de la industria tur\u00edstica y as\u00ed optimizar el flujo de caja del sector. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">En Voxel Group llevamos 20 a\u00f1os desarrollando soluciones tecnol\u00f3gicas para simplificar, automatizar y digitalizar los procesos de back office y, con esta alianza, queremos contribuir en la creaci\u00f3n de un sistema innovador que ayude a cerrar el ciclo de pago de nuestro stakeholders y la industria tur\u00edstica en general. <\/span>[\/vc_column_text][\/vc_column][\/vc_row]<!--more--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>M\u00e9todos de pago B2B en la ind\u00fastria tur\u00edstica y sus flaquezas. <\/p>\n","protected":false},"author":14,"featured_media":6929,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[1630],"tags":[1811,1727,1745,1862,1658],"coauthors":[2141],"class_list":{"0":"post-6913","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-pagos-electronicos","8":"tag-eficiencias","9":"tag-open-payment-alliance-es","10":"tag-pagos-b2b","11":"tag-payment-partner-es","12":"tag-travel"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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