{"id":8611,"date":"2019-06-18T10:00:19","date_gmt":"2019-06-18T10:00:19","guid":{"rendered":"https:\/\/www.voxelgroup.net\/blog\/punts-debils-dels-pagaments-electronics-b2b-a-la-industria-turistica"},"modified":"2021-04-27T12:34:39","modified_gmt":"2021-04-27T11:34:39","slug":"punts-debils-dels-pagaments-electronics-b2b-a-la-industria-turistica","status":"publish","type":"post","link":"https:\/\/www.voxelgroup.net\/blog\/ca\/punts-debils-dels-pagaments-electronics-b2b-a-la-industria-turistica\/","title":{"rendered":"Punts d\u00e8bils dels pagaments electr\u00f2nics B2B a la ind\u00fastria tur\u00edstica"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Tiempo de lectura:<\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">minutos<\/span><\/span>[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]<span style=\"font-weight: 400;\">Actualment, <\/span><b>la ind\u00fastria tur\u00edstica \u00e9s una de les m\u00e9s importants del m\u00f3n<\/b><span style=\"font-weight: 400;\">. Segons l\u2019OMT (Organitzaci\u00f3 Mundial del Turisme), el turisme ha crescut un 4% anual durant vuit anys consecutius, sent el tercer major sector a nivell mundial. L\u2019any 2017, el turisme internacional va registrar 1.340 mil milions de d\u00f2lars. Nom\u00e9s a Espanya, segon pa\u00eds amb m\u00e9s ingressos pel turisme l\u2019any 2017, la xifra arribava als 68 mil milions de d\u00f2lars. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mentre el volum de la ind\u00fastria ha anat creixent, molts dels <\/span><b>processos administratius en el dia a dia de les empreses del sector han quedat obsolets<\/b><span style=\"font-weight: 400;\">. Un exemple \u00e9s la manera com la ind\u00fastria gestionava els seus processos de facturaci\u00f3, en la que els processos manuals i de reconciliaci\u00f3 dificultaven la feina i alteraven els fluxos de caixa i on, avui en dia, solucions com la <\/span><a href=\"https:\/\/www.voxelgroup.net\/blog\/ca\/els-beneficis-de-la-factura-electronica-al-sector-turistic\/\"><span style=\"font-weight: 400;\">facturaci\u00f3 electr\u00f2nica<\/span><\/a><span style=\"font-weight: 400;\"> han digitalitzat i optimitzat el sistema. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Actualment, un dels principals punts d\u00e8bils de la ind\u00fastria el trobem en els <\/span><b>pagaments electr\u00f2nics B2B<\/b><span style=\"font-weight: 400;\">, on hi ha una falta d\u2019un canal de pagament espec\u00edfic per les necessitats del sector de la ind\u00fastria tur\u00edstica que aporti innovaci\u00f3, agilitat i seguretat. A m\u00e9s, la multitud d\u2019actors implicats dificulta crear un flux de caixa segur i sense entrebancs. <\/span><\/p>\n<h4><b>M\u00e8todes de pagament B2B i els seus punts febles <\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Aquests s\u00f3n alguns dels punts d\u00e8bils dels processos de pagaments entre empreses que actualment s\u2019observen a la ind\u00fastria tur\u00edstica: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Transmissi\u00f3 de targetes de cr\u00e8dit a trav\u00e9s de mitjans obsolets<\/b><span style=\"font-weight: 400;\">, especialment el fax. Aix\u00f2 comporta un augment dels processos manuals, possibles errors de connexi\u00f3 i un no compliment de les normes de seguretat PCI. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Costos administratius<\/b><span style=\"font-weight: 400;\">: moltes targetes s\u00f3n processades manualment, augmentant les probabilitats d\u2019errors manuals i disputes. \u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Comissions<\/b><span style=\"font-weight: 400;\">: les targetes de cr\u00e8dit poden comportar comissions de processament d\u2019entre el 2-3%, aix\u00ed com comissions de conversi\u00f3 o comissions internacionals. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Incid\u00e8ncies<\/b> <b>a l\u2019hora de cobrar una tarja de cr\u00e8dit<\/b><span style=\"font-weight: 400;\">: oblidar-se o carregar quantitats equivocades poden representar fins a un 2% de p\u00e8rdues en algunes ocasions. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Costos addicionals ad-hoc<\/b><span style=\"font-weight: 400;\">: costos administratius inesperats per processar certes targetes de cr\u00e8dit, que poden disparar la comissi\u00f3 final fins a un 10%. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Billback<\/b><span style=\"font-weight: 400;\">: retorn o anul\u00b7lacions de factures que afecten al flux de caixa de les empreses. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Oferta de divises limitada<\/b><span style=\"font-weight: 400;\">: els emissors de targetes de cr\u00e8dit acostumen a tenir un n\u00famero molt limitat de divises que comporta comissions extres de conversi\u00f3 o internacionals per al receptor. <\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Davant d\u2019aquesta situaci\u00f3, <\/span><b>HEDNA, amb la participaci\u00f3 de Voxel Group i m\u00e9s de 50 empreses del sector, han creat <\/b><a href=\"https:\/\/www.youtube.com\/watch?v=fIWMqROjGsY\"><b>l\u2019OPA<\/b> <\/a><span style=\"font-weight: 400;\">(Open Payment Alliance) per instaurar un est\u00e0ndard de pagament que optimitzi els processos i formes de pagaments entre empreses de la ind\u00fastria tur\u00edstica i aix\u00ed optimitzar el flux de caixa del sector. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Voxel Group portem 20 anys desenvolupant solucions tecnol\u00f2giques per simplificar, automatitzar i digitalitzar els processos de back office i, amb aquesta alian\u00e7a, volem contribuir a la creaci\u00f3 d\u2019un sistema innovador que ajudi a tancar el cicle de pagament als nostres stakeholders i a la ind\u00fastria tur\u00edstica en general. <\/span>[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>M\u00e8todes de pagament B2B a la ind\u00fastria tur\u00edstica i els seus punts febles. <\/p>\n","protected":false},"author":14,"featured_media":6929,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[1632],"tags":[1813,1729,1743,1864,1660],"coauthors":[2141],"class_list":{"0":"post-8611","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-pagaments-electronics","8":"tag-eficiencies","9":"tag-open-payment-alliance-ca","10":"tag-pagaments-b2b","11":"tag-payment-partner-ca","12":"tag-travel-ca"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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